Electric bicycles have transformed how people commute and exercise throughout Ventura County. These battery-powered bikes offer an eco-friendly alternative to driving while providing assistance for longer distances and challenging terrain. However, as eBike popularity grows, so do accident rates and questions about legal responsibility when crashes occur.
California law treats electric bicycles differently than traditional bicycles in several important ways. These differences directly impact liability determinations when accidents happen. eBikes are classified into three categories based on their maximum assisted speed and whether they have a throttle. Class 1 and Class 2 eBikes are limited to 20 mph with motor assistance, while Class 3 eBikes can reach 28 mph with pedal assistance.

Speed and Liability Factors
The higher speeds possible on electric bicycles create unique liability considerations. When an eBike traveling at 25 mph collides with a pedestrian, the impact forces are significantly greater than a traditional bicycle accident. Courts consider the eBike rider’s speed relative to traffic conditions, weather, and the specific location where the accident occurred.
We’ve handled cases where eBike riders were found partially liable for accidents because they were traveling too fast for conditions, even when staying within legal speed limits. California’s comparative negligence laws mean that fault can be shared between multiple parties, including the eBike rider, motorists, pedestrians, or even government entities responsible for road maintenance.
Where eBikes Can Legally Operate
California law restricts where different classes of eBikes can travel. Class 3 eBikes are prohibited from bike paths unless specifically allowed by local ordinance. When an accident occurs because an eBike was operating in a prohibited area, this violation can significantly impact liability determinations.
Local municipalities often have additional restrictions beyond state law. Ventura County cities may prohibit eBikes on certain trails, boardwalks, or designated areas. Violating these local ordinances doesn’t automatically make someone liable for an accident, but it can be used as evidence of negligence.
Motor Vehicle Interactions
Most serious eBike accidents involve motor vehicles. Drivers often fail to recognize the higher speeds of electric bicycles, leading to misjudgments during turns, lane changes, or when pulling out from parking spaces. The relative silence of eBikes compared to motorcycles can contribute to these visibility issues.
When car-versus-eBike accidents occur, we investigate whether the motor vehicle driver violated any traffic laws, failed to yield right-of-way, or was distracted. However, eBike riders also have responsibilities to follow traffic laws, use appropriate safety equipment, and operate their bikes predictably.
As your Ventura, CA bicycle accident lawyer, we examine all factors that contributed to the accident, including road conditions, signage, lighting, and whether proper bike lanes were available. Infrastructure defects can sometimes shift liability partially to government entities responsible for road design and maintenance.
Insurance Coverage Issues
eBike accidents present unique insurance challenges. Standard homeowner’s or renter’s insurance policies may not cover eBike accidents, particularly for higher-powered models. Some insurers treat Class 3 eBikes more like motor vehicles than traditional bicycles for coverage purposes.
Motor vehicle insurance typically covers accidents involving eBikes, but determining which policy applies can become complicated. If you’re injured while riding an eBike, the at-fault driver’s liability insurance should cover your damages. However, insurance companies often attempt to deny claims by arguing that eBikes should be treated differently than traditional bicycles.
Helmet Laws and Safety Equipment
California requires riders under 18 to wear helmets on all bicycle types, including eBikes. For Class 3 eBikes, all riders must wear helmets regardless of age. Failure to wear required safety equipment can impact liability determinations, though it doesn’t automatically prevent injury victims from recovering compensation.
We’ve successfully represented clients who weren’t wearing helmets when their accidents occurred. While helmet use is important for safety, California law prevents defendants from using a victim’s failure to wear protective equipment as a complete defense against liability.
Product Liability Considerations
eBike accidents sometimes result from mechanical failures, battery malfunctions, or design defects. When these issues cause crashes, manufacturers may bear liability for resulting injuries. We investigate whether eBike components failed due to manufacturing defects, inadequate warnings, or design flaws.
Battery fires, brake failures, and sudden power loss are among the mechanical issues we’ve seen lead to serious accidents. These cases often require technical analysis to determine whether the problem resulted from normal wear, improper maintenance, or a defective product.
Cohen Injury Law Group, P.C. handles all types of bicycle accident cases, from traditional bike crashes to complex eBike liability disputes. We work with accident reconstruction specialists and technical consultants to build strong cases for our clients who have suffered injuries while riding electric bicycles.
If you’ve been injured in an eBike accident, contact Cohen Injury Law Group, P.C. for a free consultation to discuss your legal options. We’ll evaluate your case and help you understand how California’s liability laws apply to your specific situation.
