It is important to understand that insurance companies are businesses, and their primary objective is to make a profit. This means that when you are involved in a Los Angeles car accident, the insurance company representing the other driver is not necessarily on your side, even if they claim to be.
Here are some reasons why insurance companies may not be on your side in a car accident case:
- Cost-saving: Insurance companies are in the business of making money, and one way they do this is by minimizing their payouts on claims. If they can find a way to pay you less or avoid paying you altogether, they will do so.
- Blaming the victim: In some cases, insurance companies may try to shift the blame onto the victim in an attempt to avoid paying for damages. For example, they may claim that you were partially or fully responsible for the accident, even if this is not true.
- Pressure to settle quickly: Insurance companies may try to pressure you into settling your case quickly, before you have had a chance to fully assess your damages or obtain legal representation. They may offer you a quick settlement that seems reasonable, but is actually far less than what you are entitled to.
- Prioritizing their client’s interests: Insurance companies have a duty to protect their client’s interests, which means they may not act in your best interests. They may try to settle the case quickly to protect their client from further liability or negative publicity.
- Delaying tactics: Insurance companies may also delay the claims process, hoping that you will become frustrated and give up. They may ask for unnecessary paperwork or medical records, or take a long time to respond to your inquiries.
Insurance companies are not necessarily on your side in a Los Angeles car accident case. It is important to have an experienced car accident lawyer on your side who can negotiate with insurance companies and ensure that you receive fair compensation for your injuries and damages.